UPAC - Old-Fashioned Service with Leading-edge Technology

UPAC...More Than 50 Years of Excellence

UPAC's premium financing is recognized by our clients, competitors and other members of the insurance supply chain as the easiest to use and most efficient premium financing product available.

For over 50 Years, UPAC has provided financing for small businesses across the United States, specializing principally in commercial property and casualty insurance premiums for policyholders. We operate independent of any insurance carrier or bank, offering our services through a network of thousands of independent insurance agencies and brokers, nationwide. We pride ourselves on innovation, flexibility and responsiveness. Our Old-Fashioned Service with Leading-Edge Technology sets us apart from others, providing you with uncommon service and ease-of-use for your insurance financing needs. Our Midwestern service center is staffed with warm, friendly and knowledgeable people with a desire to provide you with the highest level of service possible. In addition, our experienced Regional Vice Presidents are strategically located across the country to assist you in whatever way they can.

UPAC is a pioneer in bringing efficiencies to the premium finance business. We have consistently been the first to bring many new conveniences to the premium finance industry including check-by-fax, check- by-Web, check-by-phone, credit card payments, email activity reports, interactive Internet software, electronic drafts, electronic finance agreements, and electronic signatures and more.

UPAC's industry-leading web site provides access to complete real-time account history, on-line payments and electronic premium finance agreements, including electronic signatures. As the most fully automated premium financing alternative available, our services ARE the easiest and most efficient to use.

In addition, UPAC is proactive in helping to set standards for electronically exchanging data among insurance industry trading partners. We are a voting member of ACORD, the international standards body establishing the specific uses of XML for the industry. UPAC is also a member of the Agents Council for Technology (ACT), which promotes the use of real-time technology on behalf of the Independent Insurance Agents and Brokers of America trade association, the National Premium Finance Association (NPFA), an associate member of National Association of Professional Surplus Lines Offices, Ltd. (NAPSLO), American Association of Managing General Agents (AAMGA), and Professional Liability Underwriting Society (PLUS). Our associates also participate in the National Association of Insurance Women (NAIW), High-TECC (sponsored by The Automated Agency Report), InVEST, Jump$tart and Ajasent. Additionally, in 2004 and 2005, UPAC was recognized as one of Kansas City's TOP 10 Small Businesses of the Year.

With UPAC, you really do have a completely paperless, never-leave-your-desk premium finance system...not just a piece here and a part there. Every step of the process including origination (quoting), submission, servicing, account status, endorsements, on-line payments, funding, notifications and closure can be handled electronically, in a fraction of the time it used to take. Insurance agencies, insurance carriers, brokers, general agents and other entities in the process have the option to receive all their communications electronically as well. So you see, when we say you have a completely paperless, never-leave-your-desk premium finance system...we mean it! And as a result, UPAC's premium financing is recognized by our clients, competitors and other mem- bers of the insurance supply chain as the easiest to use and most efficient premium financing product available.